Are you thrifty? Take our survey!

Assume the recession is over and you land $10,000 tax-free. Do you put all or at least some of it in the bank?

Yes

No

Pay down credit cards?

Yes

No

Invest in a traditional or Roth IRA?

Yes

No

Once the recession ends, will you spend less dining out than you did before the recession?

Yes

No

At this very moment, do you know your credit score?

Yes

No

At this very moment, do you know your bank balance?

Yes

No

or see results

Consumer Reports surveyed more than a thousand consumers and found they learned big lessons from the Great Recession and vowed to permanently scale back their spending.

A whopping 71% of Americans purchased only what they absolutely needed this year, 53% percent used credit cards less and 39% said they put more money into savings.

Consumer Reports calls this “intelligent thrift.”

How do you rank?

CNN Business Correspondent Christine Romans has
created this quiz to help you decide whether you
are the smart, thrifty consumer or the bubble
consumer.

How many questions did you answer with yes?

6?
You are a financial overachiever

4-5?
You are a frugalista

2-3?
You are a bubble consumer

0 to 1?
You need a money intervention

Program Note:

And check our her daily "Romans' Numeral."