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March 23rd, 2010
08:00 AM ET
What health care means for you
(CNN) – Heath care reform means different things for different people. Everyone is wondering what's next even if you already have a job and already have insurance.
Our Dr. Sanjay Gupta joined us on Tuesday's American Morning to sort everything out for you.
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I heard a comment from one newscaster the other day that parents keeping their children on their insurance plan until 26 would bear the cost and therefore be more expensive for parents; however, what would that cost be versus the cost of a private health insurance policy for that child if he were to have to purchase it? I imagine it is more expensive to pay for an individual policy for that child than to keep them on the family plan. And if the child cannot pay for that policy, then the parents would probably pay for it rather than having an uninsured child. So wouldn't it be less expensive to keep that child on the family plan than to have to buy a separate policy for that child? Did anyone take that into account?
Do I get health care if I loss my job under the new law and if so what plan and what is the cost?
Do all doctors have to take insurance. I pay my phychiatrist cash because he doesn't take any insurance. With this new heath care plan do all doctors have to take insurace. I have insurance but I called so many phychiatrists and they refuse insurance. How can this be.
Do I get health care if I loss my job, and if so what is the cost to me?
In the new Health Care Bill, insurance companies can no longer deny health care coverage those with pre existing conditions. But, there is more than one way to deny coverage. Is there anything to keep the Insurance companies from charging exorbitant prices making coverage out of reach for those who have these pre existing conditions?
My husband and I buy individual insurance and have heard that our rates may increase as a result of this bill. Well the truth for us is that our rates have increased every year by 10%-15% anyway since we began purchasing individual insurance seven years ago. We're lucky to be healthy, but it is a relief to know that we can't be discriminated against or brought to financial ruin if one of us were to get sick. The cost is well worth it.
Why does CNN focus on angry negative people? Where are the Doctors that support HCR? Why is The angry Doctor Hill getting so much airtime when there was a rally of Doctors,Nurses, and other Healthcare Professionals- in support of HCR in DC on Monday- but you have the most negative Doctor I have seen on the air- Why does CNN let the Republicans get away with this nonsense on the mandate when they are responsible for the original personal mandate? Grassley was for the mandate last yr –
I am ok with the health care bill expect the fact it forces those of us who don't need or want to see a doctor or even go in for check ups to pay for something we don't need. I have gone to have things done and made payment plans with the doctor and or hospital.
I just don't understand why so many other people can't or won’t do this, why they sit around waiting for a hand out or for others to help them.
I would rather be taught how to take care of myself or learn to rather then have someone take care of me. So teach me to fish not give me a fish.
But I guess the government needs to waste more money I make to "supposedly" help those that can't or won’t go out and make money or help others or them selves. And so they can employ us all and tell us all what to eat when to eat what job to have and take more of our free money and time away because they no what is best for all of us.
So let these people that can't even pay their share of taxes or balance a check book keep making a bigger machine that they can't run right so when it brakes and we are so dependent on it we all crash and burn with it. Rather then being able to keep going independently and rebuild it. Oh well so many weak frail people that believe others should save them rather than saving them selves.
I wish I could pay 2.5% of my income for health care, as they do in Canada. My family's insurance premiums alone cost 5.6% of my gross income last year. Then I paid another 6.4% for copays, coinsurance, and items not covered. That's 12% which is almost 5 times what a Canadian pays!
this new health care law is a good chance for us to live better stop doing the things that hurt us.
STOP SMOKING
STOP BEING OVERWEIGHT
STOP DRINKING
I see alot of overweight smokers at these tea partys
Doug and Bob are absolutely correct. Those of us who are over 60 with no job and a depleted savings due to the economic crisis are left in the gap with no available health care at all. Thesae days, when I get sick or something is really hurting me, I just have to stay home and suffer it out because I can't afford a $200 doctor visit and it's not enough of a problem to go to the emergency room. If I get badly sick or have something so painful I can't take it any more, I'm off to the emergency room and we all know that doing that costs the whole system a lot of money. But what else can I do? I'm boxed in. Should I just take my own life? What's left? And all of this over a minority of the population who insists on grabbing everything they can and hording the nation's wealth. Is that all we think of one another?
I have pre-existing conditions,was hurt on the job & I am being denied my workers compensation benefits because of pre-existing conditions.
I am unable to work due to the injury, during this process I lost my medical insurance because I have no money to pay for insurance.
I don't qualify for Medicare because I have no small children & I'm to young for Medicare .
I have NO money. How does this help me? Where do I go for help?
i am recently retired and had to start paying for my insurence at a good deal of 900 a month without dental and prescriptions, i can see where alot of people could not afford insurence. i am glad they passed this bill and hope it backfires on the republicans
I am 52 and am a disabled veteran I live on a small V.A. disability and social security. I can't afford health care and rely on the V.A. for it. If I have to go to the local emrgency room where the V.A. don't cover it, am I going to get fined. Do I need to get health care?
How does this new health care law affect all the Veterans who's only health care is the V.A.?
Hospitals charge extra to the insured population to help cover their cost of delivering services to the uninsured. We are going to increase the number of Americans with health care. I guess we can expect the hospitals to reduce the amount we pay for services. Maybe a "tylenol" will cost only a dollar instead of twenty five dollars.
Has this information been considered while this "bulky" legislation was created?
To whom this may concern....
My question... is National Health Plan Reform... Part of goverment control... Such As... One World Goverment....
I'm also 63, and 100% agree with Doug. If 1/2 of this country had not listened to the Republican crap, we would have a much better bill. It seems the American people sometimes shoot themselves in the foot.
When Doctor Gupta and other practitioners say they lose money with Medicare, what they really are saying is that they are not making as much money as they want. Doctors are the biggest rip-off in the system. Just because they will have to wait a little longer to get that third Mercedes or vacation house does not mean they are losing money.
Healthcare means to me the cost of hospitals misanagement is being propped up & the results will force the insurance industry to raise premiums, just like every other utility. The facade goes on & the solution to the situation is masked until politically advantageous = business as usual.
Where were these screaming, demonstrating, suit filers when Bush was spending all the money Clinton left to fight a war that has taken thousands of innocent lives instead of fixing HEALTHCARE for needy, sick and dying Americans??
Bush was a white president and the publicans are a white party.
America is a very strong country. Very good country BUT America is ROTTING AND DESTROYING ITSELF INSIDE OUT because of its double standards and hate for each other!
NOBODY CAN DEFEAT America but Americans and this is what they are doing and the enemies are watching and laughing!
People would be foolish to vote such a hateful Republican party back in
I'm 63 and have been uninsured since I lost my job 2 years ago. Being unemployed means no insurance because the premiums for what would be considered "fair" coverage are completely out of reach. Since the job market is particularly unkind to workers in their 60's who find themselves unemployed, my options are to pray to stay healthy, declare bankruptcy if I get a serious illness or die if I cannot get treatment; the last two really suck as an alternative. The new health care bill will not affect me before I qualify for Medicare.
The question I have for the people we have elected to protect our interests as Americans, is why are you so intent on protecting the profits of companies who are cheating the American public, preventing us from being treated when we need it so they can increase their bottom line? Why are you content to have the greatest nation in the world rank 37th behind Costa Rica (no offense Costa Rica) in health care and deny health care coverage to 30-50 million Americans?
I sure hope I can stay healthy or maybe I should move to Costa Rica!
How does the new law treat retirees whose combined Social Security and pension benefits total less than the prescribed 400 percent of poverty level? I am speaking of people who currently have Medicare A plus B plus private supplemental insurance for which they are now paying. Would tax credits click in for them? Or. does the 400 percent rule apply ONLY to people who cannot now GET insurance on account of health problems?
In my opinion health care for everyone it is so nice program, but we must be very careful how we managing this. it can be beneft for people , but also can be destructive if this healthcare would be managed by bureacrautcy. In my opinion our government before implementing healthcare program shoul research those countries, who already have healthcare program and learning from their mistakes. I am born in former USSR during communist regime, and even health care was free people did pay under the table to get better Doctors care. In Israel if someone need to see a specialist can take months of waiting period.
Growing Pains! The opposition was the same when Social Security, Medicare & Medicaid were imposed, but now we don't know what we would have done without it!